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Union City, TN
Generally Investor Friendly
Local STR Agent
Local STR Agent

Yes—short-term rentals are allowed in Union City, Tennessee. Based on the materials provided, Union City has adopted the International Property Maintenance Code (IPMC) 2000, and Tennessee statewide codes impose minimum health and safety standards that apply to all rental properties, including short-term rentals. No city-specific STR ordinance was identified in the content reviewed. Absent a local prohibition or additional local rules, you may operate a short-term rental provided the property complies with Tennessee’s housing and health standards and any applicable county/zoning requirements.
Practical implication: Operate under state minimum standards and remain attentive to any future municipal or county actions. Confirm with the Union City Codes/Planning Department to check for any updates or local requirements.
Union City hosts earn a median $21,473/year with $143 ADR and 52% occupancy.
Top performers pull in $28,067+ per year.
See the full Union City market breakdownBecause no city-specific short-term rental permit program is evident in the provided materials, treat this as a compliance-focused startup process, not a licensing process. A conservative, compliant path is:
Based on the provided materials, Union City’s STR framework operates under statewide housing/health standards, not a local permitting scheme:
State minimum health/safety standards (TN Dept. of Health Chapter 1200-1-2, Rented Premises Unfit for Human Habitation):
International Property Maintenance Code (IPMC) 2000 (adopted in Union City): general maintenance, occupancy, and safety standards for rental units.
Registration/Licensing:
Taxes:
Insurance:
Utilities and services:
Union City:
Obion County:
Tennessee:
National context (for planning and best practices):
Given limited specific contact details in the provided content:
Note: No Union City–specific STR ordinance or local authority contact webpage was present in the provided content. If such items exist, they must be requested from the city or county directly.
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Union City, Tennessee sits in the rolling farmland of the state's northwest corner as the seat of Obion County. With a population of approximately 10,500, it functions as a small regional hub for surrounding agricultural communities and is best known as the southern gateway to Reelfoot Lake, the cypress-filled body of water created by the 1811–1812 New Madrid earthquakes. Memphis lies about 100 miles to the southwest, while Jackson, Tennessee — the nearest mid-sized city — is roughly 50 miles to the southeast along US 45.
Discovery Park of America anchors the city's tourism scene, a sprawling museum and interactive experience park that opened in 2013 and draws visitors with exhibits spanning science, military history, and regional heritage, along with an observation tower offering wide views of the surrounding countryside. The park sits just off the local bypass and is only a short drive from most places in town, making it a natural anchor for family-focused stays.
Reelfoot Lake State Park is the marquee natural attraction of the region, about a 20-minute drive northwest of Union City. The shallow, cypress-fringed lake is a top destination for winter bald eagle viewing, crappie and bass fishing, and wildlife-focused excursions. The park maintains cabins, a visitor center, and boat launches around the lake's edge, and guided eagle tours run throughout the colder months when the lake hosts one of the largest concentrations of bald eagles in the lower 48 states.
About 30 miles west of Union City, across the Mississippi River, the New Madrid area in Missouri preserves the story of the 1811–1812 earthquakes that reshaped the landscape. The New Madrid Historical Museum and the observation points at the New Madrid Bend of the Mississippi offer context for the seismic events that created Reelfoot Lake and the surrounding swampland, making it a worthwhile side trip for visitors interested in the region's unusual geology and Civil War-era history.
Union City's appeal as a base for short-term rentals comes from its central position in a quiet, distinctive corner of the Mid-South. Visitors drawn to Reelfoot Lake's fishing and eagle-watching, the family-focused Discovery Park, or the broader New Madrid earthquake corridor find an affordable, small-town setting with a limited supply of vacation rentals. That scarcity leaves room for hosts who want to capture demand from outdoor travelers, school groups on field trips, and seasonal nature tourists passing through northwest Tennessee.
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