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Columbia, Tennessee

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Columbia

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Columbia, TN

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STR Regulations for Columbia, Tennessee

Overview: Are Short-Term Rentals Allowed in Columbia, TN?

Yes. Short-term rentals (STRs) are allowed in Columbia, Tennessee, but only within certain commercial zoning districts and only with a permit. The City’s Zoning Ordinance permits STRs in the CD-4, CD-4C, and CD-5 districts. STRs are not permitted in many residential districts. STRs that were operating before the original 2022 ordinance are generally protected (“grandfathered”), provided they obtain an updated permit by December 31, 2025. New STRs are restricted to the allowed commercial districts and must follow the City’s permitting and safety rules. Nonconforming units outside those districts may be allowed to continue operating only if they meet the grandfathering provisions; all operators must obtain and maintain a permit and follow safety and occupancy rules.

State-level context: Tennessee municipalities may regulate and tax STRs; platforms remit the Local Occupancy (Hotel/Motel) Tax to the State and local governments, with funds restricted to tourism development.


How to Start a Short-Term Rental Business in Columbia, TN

  1. Confirm zoning eligibility. Only properties in CD-4, CD-4C, and CD-5 may host STRs. Use the City’s online zoning map or call Planning & Zoning.
  2. Apply for the City’s STR permit. Contact Development Services to initiate the permitting process; requirements typically include safety compliance (e.g., smoke/CO detectors, egress, safety equipment) and documentation to verify eligibility.
  3. Comply with State lodging taxes. Most platforms handle collection and remittance, but if you operate independently, you must register with the Tennessee Department of Revenue and remit applicable occupancy and sales taxes.
  4. Prepare the property for operations. Ensure life-safety systems, posted rules, guest information, and management protocols that meet City standards.
  5. Maintain the permit. Ensure the STR remains compliant with City codes and zoning; maintain continuous operations to avoid permit expiration and respond to inspections/enforcement.

Required Documents, Permits, Licenses, and Guidelines

  • City STR permit and application: Required for any STR operating in Columbia. Contact Development Services for the application and checklist.
  • Proof of zoning eligibility: Evidence that the property is within CD-4, CD-4C, or CD-5; obtain via the online zoning map or a zoning verification from Planning & Zoning.
  • Safety compliance: Fire/life-safety equipment and standards as required by City codes; be prepared for inspections.
  • Occupancy tax compliance: Tennessee Local Occupancy (Hotel/Motel) Tax is typically collected by platforms; independent operators must register with the Tennessee Department of Revenue and remit all applicable lodging/sales taxes.
  • Documentation for grandfathering: If the STR operated prior to the 2022 ordinance, provide documentation and obtain the updated permit by December 31, 2025, to retain nonconforming use rights.
  • Online tools: Use the City’s online permitting system for permit-related processes, and the City’s GIS zoning map for zoning verification.

Specific Regulations (City, County, and State)

  • Zoning location: STRs permitted in CD-4, CD-4C, and CD-5. STRs are not permitted in many residential districts.
  • Owner-occupancy: The 2022 ordinance included owner-occupancy. The City Council eliminated the owner-occupancy requirement in April 2025, allowing STR operation by owners or property managers in the eligible districts.
  • Grandfathering: STRs that were operating before the 2022 ordinance are generally allowed to continue under state nonconforming use protections, provided they obtain an updated permit by December 31, 2025.
  • Enforcement and community standards: The City has heightened enforcement and adopted rules to protect neighborhood character, quiet enjoyment, safety of guests, and predictable permitting and enforcement processes.
  • County-level (Maury County): The provided materials focus on City rules; check Maury County planning or the City’s “Zoning and Planning” pages for any county-level overlays that may apply within City limits.
  • State-level (Tennessee):
    • Municipal authority: Tennessee law allows cities to regulate and tax STRs.
    • Local Occupancy Tax: Platforms remit the Local Hotel/Motel Tax to the State, which is distributed to local governments for tourism development.
    • Taxes for independent operators: Register with the Tennessee Department of Revenue to collect and remit occupancy/sales taxes if not handled by a platform.

Contact Information (City of Columbia)

  • Planning & Zoning (zoning verification, permitted districts, general STR policy):
    • Phone: 931-560-1560
    • Web: Zoning and Planning (see links)
  • Development Services (permits, inspections, application intake):
    • Phone: 931-560-1560
    • Web: Development Services (see links)
  • City of Columbia (general):
    • Phone: 931-560-1500
    • Address: 700 N Garden Street, Columbia, TN 38401

Links to Source Pages

  • Short-Term Rentals — Community Discussion (City of Columbia)
    • www.columbiatn.gov/795/Short-Term-Rentals---Community-Discussio
  • FAQ — “Can I have a Short Term Rental (STR) in my home?” (City of Columbia)
    • www.columbiatn.gov/FAQ.aspx?QID=165
  • Development Services — Zoning and Planning (City of Columbia)
    • www.columbiatn.gov/215/Development-Services
  • Zoning and Planning — landing page (City of Columbia)
    • www.columbiatn.gov/218/Zoning-and-Planning
  • Online Zoning Map (City of Columbia)
    • columbiatn.maps.arcgis.com/apps/View/index.html?appid=c53d8abe7ae64a1ab4320464d9aa3c06
  • City of Columbia Online Permitting System
    • columbia.onlama.com/
  • Columbia Daily Herald — “New regulations approved for short-term rentals in Columbia”
    • www.columbiadailyherald.com/story/news/2025/04/15/columbia-council-sets-new-regulations-for-airbnb-owner-occupancy/82974945007/
  • WKRN — “Columbia places some restrictions on short-term rentals”
    • www.wkrn.com/news/local-news/middle-tn-neighborhood-news/columbia-places-some-restrictions-on-short-term-rentals/
  • MTAS Reference — Local Occupancy Taxes (Hotel/Motel Tax)
    • www.mtas.tennessee.edu/reference/hotelmotel-tax

Notes:

  • Application specifics (fees, inspection schedules, and renewal cadence) are not provided in the sources and may be obtained directly from Development Services at 931-560-1560.
  • The City continues to refine STR rules; monitor official City channels for updates.
  • Where county-level regulations or overlays may affect STR operations inside City limits, consult the City’s Zoning and Planning pages or contact Planning & Zoning.

What do Airbnb hosts actually earn in Columbia?

Columbia hosts earn a median $29,189/year with $150 ADR and 65% occupancy.

Top performers pull in $39,900+ per year.

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Columbia

Market Saturation Score

036912
Moderate Saturation
7/ 12
months with declining YoY revenue
5–7 declining months: moderate saturation risk - market may be nearing capacity.
View Full Columbia Market Analysis →

Photos of Columbia

Overview of Columbia

Columbia is a city in and the county seat of Maury County, Tennessee. The population was 41,690 as of the 2020 United States census. Columbia is included in the Nashville metropolitan area. The self-proclaimed "mule capital of the world," Columbia celebrates the city-designated Mule Day each April. Columbia and Maury County are acknowledged as the "Antebellum Homes Capital of Tennessee"; the county has more antebellum houses than any other county in the state. The city is home to one of the last two surviving residences of James Knox Polk, the 11th President of the United States; the other is the White House.

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