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Generally Investor friendly
Cedar Key explicitly permits STRs citywide with no meaningful caps, a supportive tone for tourism, and a straightforward, known licensing path (state DBPR plus local business license and tax receipts). Permitting and fees are moderate (DBPR ~$50+; local business tax), with standard safety inspections and compliance obligations; operational limits like noise/parking are present but not excessive.
Local STR Agent
STR specialist · Cedar Key, FL
Cedar Key is a small coastal city on the Gulf of Mexico in Levy County, Florida, with a year-round population of roughly 700 residents. Tucked at the end of a string of mangrove-edged keys, it has the feel of an old-Florida fishing village, with weathered clapboard cottages, working docks, and a slow pace that contrasts with the busier beach towns to the north and south. The community has long been associated with commercial fishing, particularly clam harvesting and oyster processing, and the surrounding waters form the heart of the state's largest shellfish-producing bay. Cedar Key sits about 60 miles southwest of Gainesville, the nearest major city, and roughly 2.5 hours northwest of Tampa, making it a natural stop for travelers exploring Florida's Nature Coast.
Just offshore, the Cedar Keys National Wildlife Refuge protects a chain of small, low-lying barrier islands reachable by a short boat ride from the city marina. The refuge is a recognized destination for birdwatchers, paddlers, and photographers, with rookeries, salt marshes, and quiet beaches that feel a world away from the developed Gulf coast. Guided boat tours, kayak rentals, and small ferry services to Atsena Otie, Seahorse, and Snake Key are available seasonally through local outfitters.
Back in town, the Cedar Key Museum State Park preserves the 19th-century home of St. Clair Whitman, one of the area's pioneer settlers, along with Native American artifacts recovered from regional archaeological sites. The small museum offers a concise introduction to the human and natural history of the Cedar Keys, from prehistoric shell mounds to the lumber and railroad era that once made this a busier port.
A short drive east toward Chiefland, about 40 minutes inland, brings visitors to Manatee Springs State Park, where a first-magnitude spring pours clear water into the Suwannee River. The park is popular for swimming, snorkeling, scuba diving, and wildlife watching, and it is one of the most reliable places in Florida to see West Indian manatees during the cooler months. To the north of Cedar Key, the Lower Suwannee National Wildlife Refuge extends the network of protected habitat along the river's lower reaches, with hiking trails, paddling routes, and a corresponding richness of bird life.
Cedar Key's combination of small-town character, protected natural surroundings, and proximity to some of north-central Florida's most distinctive state and national wildlife areas gives it an unusual appeal. For visitors who want a quiet, scenic Gulf coast base with easy access to paddling, wildlife viewing, and historic small-town streets, the city offers a setting that larger beach destinations cannot easily match, and a steady rhythm of seasonal travel that short-term rental owners can plan around with confidence.