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Phillipsburg, New Jersey

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Phillipsburg, NJ

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STR Regulations for Phillipsburg, New Jersey

Overview: Are Short-Term Rentals Allowed in Phillipsburg, NJ?

Short-term rentals are likely allowed in Phillipsburg, NJ, as the town has not enacted specific short-term rental regulations. The town's existing rental property ordinance (Chapter 464) focuses on traditional long-term residential rentals and does not contain explicit restrictions or requirements for short-term rental operations. However, hosts must still comply with general rental property registration, inspection, and safety requirements.

What do Airbnb hosts actually earn in Phillipsburg?

Phillipsburg hosts earn a median $16,447/year with $174 ADR and 44% occupancy.

Top performers pull in $27,888+ per year.

See the full Phillipsburg market breakdown

How to Start a Short-Term Rental Business in Phillipsburg

Based on the available regulatory framework, short-term rental operators in Phillipsburg should follow these steps:

  1. Verify Zoning Compliance: Confirm that your property is zoned for short-term rental use
  2. Obtain General Rental Property Registration: Since Phillipsburg requires registration for all rental properties, you'll need to file a rental property registration statement with the Town Clerk
  3. Secure Required Permits: While no specific STR permits are mentioned, ensure compliance with standard housing and safety codes
  4. Maintain Liability Insurance: Obtain appropriate insurance coverage for rental activities
  5. Ensure Property Standards: Maintain property in accordance with local health, safety, and maintenance codes

Required Documents, Permits, Licenses, and Guidelines

Municipal Registration Requirements (Phillipsburg Ordinance Chapter 464)

Rental Property Registration Statement:

  • Filed annually with Town Clerk by May 1st
  • Annual registration fee: $100 per rental unit
  • Required information includes:
    • Owner details and contact information
    • Local authorized agent information (if owner not in Warren County)
    • Managing agent details
    • Superintendent/janitor contact information
    • 24/7 emergency contact with authority to make decisions
    • Mortgage holder information
    • Fuel oil dealer information (if applicable)
    • Number of authorized tenants by age
    • Floor plan showing room dimensions and designated sleeping areas

Additional Requirements:

  • Written lease required for all tenants (copy to Town Clerk within 10 days)
  • Certificate of habitability required before occupancy
  • Annual property inspections mandatory
  • Maximum occupancy limits must be posted conspicuously

Specific Regulations: City, County, and State Level

Phillipsburg Municipal Regulations (Chapter 464)

Property Standards:

  • Annual inspections for all rental properties
  • Compliance with uniform construction code, local zoning ordinances, property maintenance code, health codes, housing codes, and fire codes
  • Nuisance violations prohibited
  • Utility costs may be charged back to owners for lapses

Tenant Protection Requirements:

  • Lease must specify maximum occupants and designated sleeping areas
  • Inspection consent clauses required in leases
  • Pest control responsibility on landlord
  • Non-retaliation provisions for tenant complaints

Penalties:

  • General violations subject to municipal court penalties per Chapter 1, General Provisions
  • Pest control violations: $300-$2,000 depending on frequency
  • Each day of violation constitutes separate offense

Warren County Regulations

No specific county-level short-term rental regulations were identified in the provided content.

New Jersey State Regulations

State-Level STR Guidelines (from provided content):

  • Short-term rentals are legal throughout New Jersey
  • Each municipality may have additional local requirements
  • State occupancy taxes apply to short-term rentals
  • Some cities require business licenses, permits, and specific insurance requirements

Major NJ Cities with STR Regulations (for context):

  • Jersey City: $250 permit, $500,000 liability insurance required
  • Newark: $250 permit, Certificate of Code Compliance required
  • Atlantic City: $150 permit, various certifications required
  • Asbury Park: Local 24/7 contact required, annual inspection mandatory

Contact Information for Local Authorities

Phillipsburg Town Hall:

  • Phone: (908) 859-3434
  • Address: 675 Corliss Avenue, Phillipsburg, NJ 08865
  • Website: www.phillipsburgnj.org

Town Clerk:

  • Responsible for rental property registrations
  • Phone: (908) 859-3434
  • Address: 675 Corliss Avenue, Phillipsburg, NJ 08865

Additional Enforcement Agencies (as per ordinance):

  • Police Chief
  • Fire Chief
  • Construction and Zoning Officials
  • 911 Dispatch

Important Notes and Recommendations

  1. Monitor for Updates: Since the provided ordinance is from 2018, check with town officials for any recent updates or additional STR-specific regulations
  2. Insurance Verification: Consult with local insurance providers about adequate coverage for short-term rental operations
  3. Tax Compliance: Ensure compliance with state and local tax obligations for short-term rentals
  4. Zoning Verification: Confirm your property's zoning allows for short-term rental use before investing

Links to Source Pages

  1. Phillipsburg Rental Property Ordinance 2018-05
  2. New Jersey Short-Term Rental Overview - Hostaway Blog

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Phillipsburg

Market Saturation Score

036912
High Saturation
8/ 12
months with declining YoY revenue
8–10 declining months: high saturation - supply likely outpacing demand.
View Full Phillipsburg Market Analysis

Photos of Phillipsburg

Overview of Phillipsburg

Phillipsburg is a small city in Warren County, in northwestern New Jersey, situated along the Delaware River directly across from Easton, Pennsylvania. With a population of roughly 15,000 residents, it carries the character of an older industrial river town that has retained much of its nineteenth-century architecture and brick storefronts along its main streets. The town is best known as an affordable, low-key base for travelers exploring the upper Delaware River valley, the Delaware Water Gap, and the western edge of the Pocono Mountains. It lies approximately 70 miles west of New York City and around 65 miles north of Philadelphia, with the Pocono Mountains beginning just a short drive to the northwest.

A few miles south of the downtown core, the Delaware River Railroad Excursions operates themed train rides along the Delaware River valley from a historic station in Phillipsburg, including seasonal pumpkin, wine, and autumn foliage trips that draw families and railfans. The short excursions offer a relaxed way to experience the river landscape and are a recurring fixture in the local tourism calendar.

Just across the Delaware River, Easton, Pennsylvania anchors the opposite bank with a walkable downtown centered on the circular Centre Square, the State Theatre, and the Crayola Experience, an interactive family attraction operated by the crayon maker. Drivers can cross between the two towns in a matter of minutes over one of several bridges, which makes the pair function almost as a single destination for weekenders exploring the region.

About 30 miles to the north, the Delaware Water Gap National Recreation Area spreads across more than 70,000 acres on both sides of the river, offering hiking, waterfalls, swimming holes, and paddling along the border of New Jersey and Pennsylvania. Phillipsburg sits near the southern end of this corridor, putting visitors within easy reach of the park's most popular trailheads and river access points for day trips.

Phillipsburg's combination of walkable historic streets, riverfront setting, and proximity to both the Delaware Water Gap and the Lehigh Valley gives it a practical appeal for short-term rental investors. Its location at the meeting of two states and two river valleys, paired with property values that tend to be considerably lower than in nearby suburban New Jersey, allows owners to capture a steady flow of road-trippers, outdoor travelers, and family visitors without the overhead of a more saturated market.

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