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Afton, Minnesota

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Afton

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Afton, MN

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STR Regulations for Afton, Minnesota

Overview: Are STRs allowed?

  • Yes. Short-term rentals (STRs) are allowed in Afton, MN with a valid rental license and compliance with zoning. This is explicitly confirmed by a Minneapolis metro analysis noting Afton permits STRs with a rental license. As with any city, investors should verify any updates with the City before investing or listing.

How to start a short-term rental business in Afton

  1. Confirm zoning eligibility for your property
  • Identify the subject property’s zoning district and confirm STRs are a permitted or conditionally permitted use. If your parcel is suitable for a “non-primary residence” short-term rental, Afton uses a Conditional Use Permit (CUP) route (see specifics below).
  1. Determine which regulatory track applies
  • Owners may proceed under one of four STR types Afton recognizes: a) Occasional home use (14 days or less per year) — permitted without a license. b) Primary residence short-term rental (owner-occupied) — license required. c) Primary residence short-term rental (host off-site) — license required. d) Non-primary residence (used primarily for STR use) — requires a Conditional Use Permit (CUP) issued by the city.
  1. Apply for the appropriate authorization
  • For primary-residence and host-off-site scenarios, obtain a short-term rental license.
  • For non-primary residences, secure a CUP prior to listing and operating.
  • Use the city’s online portal or contact planning/building staff for application forms and instructions.
  1. Complete inspections
  • Afton requires inspections as part of licensing and CUP processes to verify building, fire, and safety code compliance.
  1. File taxes and collect lodging taxes as required
  • Minnesota sales tax generally applies to transient lodging under 30 days. Determine applicable state/local lodging taxes in your location and set up tax registration/remittance. Many platforms (Airbnb, VRBO) can collect/remit lodging taxes, but you remain responsible for compliance.
  1. Prepare operations
  • Draft house rules, a guest screening/ID policy, and a nuisance mitigation plan (noise, parking, occupancy). Plan for owner or manager response protocols for complaints.
  1. Launch and maintain
  • After approvals, list your property and maintain ongoing compliance: renew licenses/permits, keep the unit to code, maintain proper insurance, and respond to city or neighbor inquiries. Maintain clear records for inspections, renewals, and tax filings.

Required documents, permits, licenses, and guidelines City of Afton

  • Short-Term Rental License
    • Applies to primary-residence short-term rentals (owner on-site or off-site).
    • Initial license term is one year; renewals thereafter are every three years, provided no issues arise.
  • Conditional Use Permit (CUP)
    • Required for non-primary residences used primarily for short-term rental use.
  • Inspections
    • Required for licensing and CUP issuance to ensure building, fire, and life safety standards.
  • Occasional Home Use
    • Permits renting a house up to 14 days per year without a license.
  • Zoning Confirmation
    • Confirm your zoning district and STR permissions directly with the city before purchasing or listing.

State-level (Minnesota) considerations

  • Sales and lodging taxes
    • Transient lodging stays under 30 days are generally subject to Minnesota sales tax and applicable local lodging taxes. Register for tax accounts, collect, and remit taxes as required. Many platforms handle collection/remittance, but you must confirm and monitor compliance.
  • Minnesota Statutes Chapter 504B (Residential Tenancies)
    • Important for any lease terms, landlord-tenant obligations, and compliance-related interactions, particularly if you combine STRs with longer stays.

Specific regulations for STRs in Afton

  • Allowed STR scenarios:
    • Occasional home use: up to 14 days per year; no license required.
    • Primary residence STRs (owner-occupied or off-site): license required.
    • Non-primary residence STRs: CUP required.
  • License duration:
    • Initial: 1 year; subsequent renewals: 3 years (assuming clean record).
  • Inspections: Required prior to issuance and for renewals/updates.
  • Zoning constraints: A CUP is needed when STRs are the primary use of a non-primary residence.
  • No stated citywide limits on the number of licenses or maximum number of STR days for licensed operations; only the 14-day cap for the no-license scenario.

Counties bordering Afton (context only)

  • The Twin Cities region varies: some jurisdictions prohibit STRs (e.g., Minneapolis, St. Paul, Apple Valley, Brooklyn Park, Edina, Mahtomedi, Shorewood, St. Louis Park). Confirm the specific location you’re targeting.

Contact information (Afton)

  • City Hall / Administration
    • Phone: (651) 436-5180
    • Address: City of Afton, 2150 St. Croix Trail S, Afton, MN 55001
    • Web: AftonMN.gov (or via the City Hall portal)
  • Building/Planning Department
    • For zoning confirmation, STR license and CUP requirements, inspections, and renewal procedures.
    • Reference “Short-Term Rental” or “Conditional Use Permit – STR” when calling/emailing.
  • Tip: When contacting staff, provide your property address and the specific STR model you plan to use (owner-occupied, off-site, or non-primary residence/CUP).

Links to source pages

  • Metro STR rules and “Afton – allowed with a rental license”:
    • duplexchick.com/2021/11/18/short-term-rentals-still-allowed-almost-everywhere-but-minneapolis-and-a-few-suburbs/
  • Detailed Afton STR licensing categories, CUP path, and license renewal cadence (from a Stillwater Township planning memo that cites Afton’s approach):
    • stillwatertownshipmn.gov/vertical/sites/%7B44993CD9-4A26-46F5-A42D-7C1D05E1B8BA%7D/uploads/2021.06.03_-Residential_Short-Term_Rentals_PC_Staff_Report(1.pdf

Investor checklist for Afton

  • Confirm zoning and STR eligibility before closing.
  • Choose your operating model and prepare the correct application: license (owner-occupied/off-site) vs. CUP (non-primary).
  • Schedule and pass inspections.
  • Register for and comply with tax obligations (sales and local lodging taxes as applicable).
  • Establish operations and guest policies that mitigate nuisances and address city expectations.
  • Track license dates and CUP conditions for renewals and potential code updates.

Note on currency

  • The source data is current as of 2021–2025. Regulations can change; always confirm with the City of Afton before making investment decisions or launching a listing.

What do Airbnb hosts actually earn in Afton?

Afton hosts earn a median $37,371/year with $218 ADR and 64% occupancy.

Top performers pull in $52,513+ per year.

See the full Afton market breakdown

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Afton

Market Saturation Score

036912
Moderate Saturation
5/ 12
months with declining YoY revenue
5–7 declining months: moderate saturation risk - market may be nearing capacity.
View Full Afton Market Analysis

Photos of Afton

Overview of Afton

Afton is a small city in Washington County, Minnesota, tucked into the bluffs along the St. Croix River, which forms the border between Minnesota and Wisconsin. With a population of approximately 2,900 residents, it has a quiet, semi-rural character that feels worlds away from the bustle of the Twin Cities, even though it sits within easy commuting distance of the metro. The city is best known for its scenic river valley setting, and it serves as a gateway to the broader St. Croix Valley recreation area. Downtown St. Paul lies about 20 to 25 miles to the west, while Minneapolis is roughly 30 to 35 miles to the west and southwest.

A short drive from most points in Afton, Afton State Park is the area's marquee outdoor attraction. The park stretches along the St. Croix River and is known for its steep limestone bluffs, mixed hardwood forests, and miles of hiking trails. Visitors come for hiking, horseback riding, cross-country skiing, and access to the river, and the park's bluff-top overlooks offer some of the most dramatic views in the metro area. A drive to the park's main entrance typically takes only about 10 minutes from the center of Afton.

The river that gives the area its appeal is itself a major draw, protected as the St. Croix National Scenic Riverway, one of the original rivers designated under the Wild and Scenic Rivers Act. Paddlers, anglers, and boaters launch from points along the Minnesota and Wisconsin sides to explore calm stretches of the waterway, and the river bluffs provide a scenic backdrop throughout. Several public access points are within a 15-minute drive of Afton, making it easy for visitors to spend a day on the water.

Just up the river to the north, the city of Stillwater offers a contrasting experience, with a walkable historic downtown, a restored lift bridge, riverboat cruises, and a lively dining and shopping scene. Often called the birthplace of Minnesota, Stillwater sits about 15 minutes north of Afton and draws visitors year-round for its small-town charm and river views. The proximity gives Afton-based travelers the option to pair a quiet, nature-focused stay with a day trip into a more bustling tourist town.

Together, these features make Afton an appealing base for short-term rentals. It offers a peaceful, scenic setting with direct access to a major state park, a nationally protected river, and a charming nearby historic town, all within roughly half an hour of the Twin Cities. For travelers seeking a blend of outdoor recreation and small-town atmosphere, Afton provides a compelling alternative to staying in the metro itself.

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