Cosby, TN

  • Overview
  • Performance
  • Listings
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Key Performance Metrics

Market snapshot

Performance indicators for the Cosby short-term rental market based on reliable data.

Listings

441 / 698

Reliable / Active

Cap Rate

11%

Middle-Earners Gross Yield

Revenue

$28,944

Middle-Earners Revenue

Occupancy

56%

Middle-Earners Occupancy

Home Value

$270,491

Median Home Sale Price

Top Earners

$59,305

Top-Earners Revenue

Cosby

Market Revenue Seasonality

Top Listings

Highest revenue

The highest-performing listings in Cosby.

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B

Generally Investor friendly

Cosby Regulations

Short-term rentals are permitted citywide and regulated mainly by Tennessee SB1086 and county rules; there are no city caps, but owners must obtain county/city licenses, pay about $500 in total fees, pass annual safety inspections, and meet state insurance/safety requirements. Occupancy is capped at 2 per bedroom (max 12), which is moderate and manageable, and Cosby’s tone is more supportive than stricter neighboring tourist cities.

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About Cosby

Cosby is a small unincorporated community nestled in Cocke County in the easternmost corner of Tennessee, just a few miles from the North Carolina state line. With only a few thousand residents scattered across its rural valley, the community carries the laid-back character of an Appalachian mountain hamlet, where wooded ridges, winding creeks, and weathered farmsteads define the landscape. Cosby is best known as a quiet, less-trafficked gateway to the Great Smoky Mountains National Park, offering visitors a more secluded alternative to the busier resort towns just to the south. It sits roughly 50 to 60 miles east of Knoxville, the nearest major city, and about 25 miles northeast of Gatlinburg along winding mountain roads.

The Great Smoky Mountains National Park is the dominant draw in the area, and Cosby offers one of the park's most peaceful entry points. The Cosby Campground and the surrounding trail network are popular with hikers looking to escape the crowds of Gatlinburg, with destinations like Hen Wallow Falls and the historic Mount Cammerer fire tower accessible from this side of the park. The Great Smoky Mountains National Park itself, which straddles the Tennessee–North Carolina border, is the country's most-visited national park, drawing guests with its biodiversity, old-growth forests, and panoramic ridgelines.

Just outside the park boundary, the community sits in the shadow of the Cherokee National Forest, which fills much of the surrounding mountains with hiking trails, fishing streams, and dispersed camping opportunities. The proximity to the Appalachian Trail is another notable feature for outdoor enthusiasts, as the famous footpath crosses nearby high-elevation ridges and provides through-hikers with resupply options in the small commercial strips along US Route 321.

For visitors seeking more developed entertainment, the resort town of Gatlinburg is roughly a 30- to 40-minute drive southwest, with its downtown strip, the Sugarlands entrance to the national park, and a ski area and aerial tram that have anchored the town's winter tourism for decades. Pigeon Forge, home to a major family-oriented theme park and a long stretch of attractions, lies just beyond Gatlinburg and adds another layer of variety to the broader region.

Cosby's appeal as a short-term rental base rests on this rare balance: it offers the calm of a small mountain community with direct access to the country's most-visited national park, the broader recreational opportunities of the Cherokee National Forest, and the option for a day trip into the busier tourist hubs of Gatlinburg and Pigeon Forge, all within a manageable drive of a major metropolitan area.

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