White Plains, NY

  • Overview
  • Performance
  • Listings
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Key Performance Metrics

Market snapshot

Performance indicators for the White Plains short-term rental market based on reliable data.

Listings

105 / 409

Reliable / Active

Cap Rate

5%

Middle-Earners Gross Yield

Revenue

$37,678

Middle-Earners Revenue

Occupancy

65%

Middle-Earners Occupancy

Home Value

$791,949

Median Home Sale Price

Top Earners

$85,228

Top-Earners Revenue

White Plains

Market Revenue Seasonality

Top Listings

Highest revenue

The highest-performing listings in White Plains.

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C

Challenging to Investors

White Plains Regulations

White Plains imposes a complex, multi‑layered compliance regime—owner‑occupancy or 30‑day minimum, special permits, registry, inspections, and heavy penalties—while often prohibiting non‑owner‑occupied STRs in R1/R2 zones, limiting viable inventory and raising enforcement risk.

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About White Plains

White Plains is a mid-sized city in Westchester County, in the southeastern corner of New York State. With a population of roughly 58,000 residents, it functions as the commercial and civic heart of one of the country's most affluent suburban counties. The city has the energy of a downtown rather than a sleepy commuter town, thanks to its cluster of office towers, retail centers, restaurants, and civic institutions. White Plains is perhaps best known as a transit-friendly hub for travelers headed into New York City, sitting about 25 miles north of Manhattan along the I-95 corridor, with Metro-North Railroad service delivering passengers to Grand Central in roughly half an hour. It also serves as a convenient gateway to the lower Hudson Valley, the river towns of Westchester, and the wooded landscapes of northern Westchester and Putnam counties.

A short walk from the Metro-North station, downtown White Plains offers a dense mix of shopping, dining, and entertainment anchored by The Westchester, a long-established upscale shopping center, and the surrounding Mamaroneck Avenue corridor, where independent restaurants and bars fill the sidewalks. Visitors and residents gather at City Center, home to the White Plains Performing Arts Center, which hosts concerts, comedy shows, and family productions throughout the year. The downtown has the kind of walkable urban feel that is unusual in suburban New York, with public plazas, year-round events, and a weekly farmers market in warmer months.

Just outside the city, the Kensico Dam Plaza in neighboring Valhalla is a popular gathering spot about a five-minute drive north. Set above the Kensico Reservoir, the plaza features walking paths, a wide-open ceremonial ground, seasonal events, and one of the largest holiday lights displays in the region, drawing families from across the county each December. The site is part of the larger New York City water supply system and offers a striking view of the dam and the surrounding Westchester countryside.

History-minded visitors can explore remnants of the Battle of White Plains, a Revolutionary War engagement fought in 1776. Small monuments and a small museum at the Troop 1 Scout Cabin on North Broadway mark parts of the battlefield, while the broader area is dotted with historical markers. A short drive east leads to the towns of Harrison and Rye, where Playland, a historic amusement park on Long Island Sound, has been operating since 1928 and is recognized as a National Historic Landmark.

White Plains makes a compelling base for short-term rentals because it pairs genuine urban amenities with easy access to both New York City and the wider Hudson Valley. Business travelers, families visiting the region, and tourists using Metro-North to reach Manhattan all find the location convenient, while weekend visitors can easily pivot from shopping and dining downtown to reservoir walks, Revolutionary War history, or the Long Island Sound shoreline. The combination of walkability, transit access, and proximity to such a wide range of attractions gives the city an unusually broad appeal for both leisure and extended-stay guests.

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