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Generally Investor friendly
West Branch has no city STR ordinance, relying on county zoning and state tax compliance (often no CUP but sometimes required), while Coldwater requires a certificate of compliance, inspection, and local representation; both lack caps and punitive fees, and enforcement appears structured rather than hostile, making compliance predictable but not trivial.
Local STR Agent
STR specialist · Branch, MI
Branch is a small unincorporated community in Mason County, in the western Lower Peninsula of Michigan. With a population of only a few hundred residents, it has a quiet, rural character defined by the forests and farmland of western Michigan and its proximity to the Lake Michigan shoreline. Branch functions as a peaceful gateway to the larger resort city of Ludington, the county seat located roughly 10 to 15 miles to the northwest, and to the wider stretch of Michigan's west coast known for beaches, lighthouses, and rolling sand dunes.
A short drive northwest leads to Ludington, the nearest town of any size and the cultural and commercial hub of Mason County. Set directly on Lake Michigan, Ludington offers a walkable downtown, a sizable harbor, and a handful of lighthouses, including the familiar North Breakwater Light at the end of the harbor pier. It is also the eastern terminus of the SS Badger, a historic car ferry that crosses Lake Michigan to Manitowoc, Wisconsin, making the town a useful jumping-off point for travelers exploring both sides of the lake.
Just south of Ludington, Ludington State Park is one of the most visited state parks in the state. The park encompasses several thousand acres of dunes, forest, and shoreline along Lake Michigan, with the calmer inland waters of Hamlin Lake on its eastern side. Visitors come for swimming, hiking, and camping, and to climb the towering dunes that frame the Lake Michigan beach. From Branch, the park entrance is roughly a 20 to 25 minute drive, depending on the route taken.
A bit farther north, in neighboring Oceana County, Silver Lake State Park is another marquee draw of the region. Centered on a vast area of rolling sand dunes between Silver Lake and Lake Michigan, the park is famous as one of the few places in the country where visitors can drive off-road vehicles across an active dune landscape. The surrounding small communities of Mears and Hart add a casual resort feel, with dune tour operators, ice cream stands, and rental cottages. Reaching the park from Branch generally takes about 45 minutes to an hour by car.
Branch's appeal as a base for short-term rentals lies in this combination of seclusion and access. Guests get the calm of a small rural community while remaining within easy reach of Lake Michigan beaches, miles of state-park hiking, an off-road dune experience, and the dining, lighthouse views, and ferry connections of Ludington, making it a versatile year-round destination for travelers exploring Michigan's west coast.