Performance indicators for the Summerland Key short-term rental market based on reliable data.
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The highest-performing listings in Summerland Key.
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Generally Investor friendly
Allowed but requires a Special Vacation Rental Permit, Business Tax License, Manager License, and mandatory fire inspections, with high combined taxes (12.5%); limited to approved zoning districts and permits are nontransferable, creating moderate compliance burden.
Local STR Agent
STR specialist · Summerland Key, FL
Summerland Key is a small, low-lying island community in the Lower Florida Keys, part of Monroe County, Florida. With roughly 1,000 residents, it has the laid-back, sun-and-water character that defines this stretch of the Keys — a place of swaying palms, turquoise water, and a pace of life calibrated to the tides rather than the clock. The island sits along the Overseas Highway (U.S. Route 1), the only road linking the Keys to the mainland, and it functions as a quieter alternative to the busier islands of the Upper Keys. Summerland Key is best known as a base for divers, anglers, and boaters, and as a stepping-stone between Key West and the rest of the Keys. The nearest major city is Miami, which lies about 130 miles to the northeast, a drive of roughly three to three-and-a-half hours, while Key West is approximately 20 to 25 miles to the southwest.
Just a few minutes east of Summerland Key on neighboring Big Pine Key, Bahia Honda State Park is one of the most celebrated natural areas in the Keys. The park is renowned for its white-sand beaches, calm shallow waters, and the iconic sight of the Old Bahia Honda Bridge arching over a channel of brilliant blue-green sea. Visitors come for swimming, snorkeling, kayaking, and camping, and the view from the old bridge trail is widely regarded as one of the most photogenic in Florida.
A short drive east on Big Pine Key, the National Key Deer Refuge protects the tiny, endangered Key deer, a subspecies found nowhere else on earth. The refuge encompasses pine rockland and mangrove habitats and offers wildlife drives, walking trails, and interpretive programs that introduce visitors to the unique ecology of the Lower Keys.
Offshore, Looe Key lies within the Florida Keys National Marine Sanctuary and is one of the most popular snorkeling and scuba diving sites in the continental United States. The reef draws visitors from across the Keys for its clear water, vibrant coral, and abundance of tropical fish, with charter boats departing from nearby marinas.
For travelers willing to make the short drive, Key West, about 20 to 25 miles to the southwest, offers the full menu of Old Town charm — historic homes on the harbor, sunset celebrations at Mallory Square, and a walkable downtown lined with galleries, restaurants, and bars. The Overseas Highway between Summerland Key and Key West is itself considered one of the most scenic drives in America, crossing long bridges over open water with little but horizon and sky in sight.
Summerland Key's combination of natural beauty, central Lower Keys location, and easy access to both Key West and the surrounding reefs and parks makes it a particularly appealing base for a short-term rental. Guests can enjoy a quiet, residential island setting while remaining within easy reach of the Keys' marquee attractions, the protected waters of the marine sanctuary, and the historic end-of-the-road atmosphere of Key West — all along a single, unforgettable stretch of highway.