Saint Cloud, FL

  • Overview
  • Performance
  • Listings
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Key Performance Metrics

Market snapshot

Performance indicators for the Saint Cloud short-term rental market based on reliable data.

Listings

72 / 222

Reliable / Active

Cap Rate

6%

Middle-Earners Gross Yield

Revenue

$21,685

Middle-Earners Revenue

Occupancy

65%

Middle-Earners Occupancy

Home Value

$394,877

Median Home Sale Price

Top Earners

$47,231

Top-Earners Revenue

Saint Cloud

Market Revenue Seasonality

Top Listings

Highest revenue

The highest-performing listings in Saint Cloud.

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C

Challenging to Investors

Saint Cloud Regulations

St. Cloud permits short‑term rentals only in hotel/motel zones, requiring multi‑layered licensing (state DBPR, county STR license, city BTR) with fees of $250 + $160 + $150, $1 M liability insurance, a per‑unit occupancy cap, and strict $500/day fines—making the market highly limited and compliance burdensome.

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About Saint Cloud

Saint Cloud sits in Osceola County in central Florida, roughly 30 miles southeast of Orlando and just south of Kissimmee. With an approximate population of around 55,000 residents, the city has retained a quiet, small-town character even as it has been absorbed into the broader Orlando metropolitan area. Founded in the early 1900s as a retirement colony for Union veterans, Saint Cloud still carries hints of that heritage in its tree-lined streets and historic core, and it serves today as a more laid-back, residential gateway to the theme-park region of central Florida.

One of the city's defining natural features is Lake Tohopekaliga, a vast freshwater lake that borders the community to the west. Locally known as Lake Toho, it is one of the most celebrated bass-fishing lakes in the United States and regularly hosts professional tournaments. Drive time from downtown Saint Cloud to public lake access points is generally just a few minutes, and the shoreline offers parks, boat ramps, and a chance to see wading birds and the lake's well-known alligators.

A short drive north brings guests to Walt Disney World, the largest concentration of theme parks in the world and one of the most-visited tourist destinations on the planet. The four theme parks, two water parks, and the dining and entertainment district of Disney Springs are typically reached from Saint Cloud in roughly 30 to 45 minutes by car, depending on traffic, making the city a practical home base for families who want to balance park days with quieter evenings.

Just up the road, Kissimmee functions as the commercial hub of Osceola County, with a wider range of restaurants, outlet shopping, and the Old Town entertainment district. The drive from Saint Cloud to central Kissimmee is about 10 to 15 minutes, and the corridor between the two cities has become a busy stretch of hotels, vacation rentals, and dining options catering to the steady flow of visitors heading north to the attractions.

For travelers who want theme-park access without theme-park prices, Saint Cloud offers a balance of small-town atmosphere, outdoor recreation on Lake Toho, and proximity to central Florida's biggest draws. Its growing population, expanding infrastructure, and continued development along the US-192 and Florida's Turnpike corridors make it a community with a steady stream of visitors and a rental market that benefits from year-round tourism.

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