Moss Beach, CA

  • Overview
  • Performance
  • Listings
  • Buy Box

Key Performance Metrics

Market snapshot

Performance indicators for the Moss Beach short-term rental market based on reliable data.

Listings

73 / 107

Reliable / Active

Cap Rate

6%

Middle-Earners Gross Yield

Revenue

$85,066

Middle-Earners Revenue

Occupancy

68%

Middle-Earners Occupancy

Home Value

$1,499,774

Median Home Sale Price

Top Earners

$202,586

Top-Earners Revenue

Moss Beach

Market Revenue Seasonality

Top Listings

Highest revenue

The highest-performing listings in Moss Beach.

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C

Challenging to Investors

Moss Beach Regulations

STRs are allowed in most residential zones with moderate permitting, but the 180-night annual cap (no owner-present exemption), parking/occupancy rules, required on-site contact, and ~$500 permit cost add complexity and reduce income potential, making the regime challenging for investors.

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About Moss Beach

Moss Beach is a small coastal village in San Mateo County, California, tucked between Highway 1 and the Pacific Ocean on the San Francisco Peninsula's rural coastside. With an approximate population of around 2,500 to 3,000 residents, the community carries a quiet, tucked-away feel characterized by bluff-top homes, fog-shrouded headlands, and dramatic ocean views. It is best known for its tidepool-strewn shoreline and its position as a serene alternative base near the larger attractions of the Half Moon Bay area. Moss Beach lies roughly 25 miles south of San Francisco, with typical drive times of 45 minutes to an hour depending on traffic, and it sits just a few miles south of Half Moon Bay itself.

The Fitzgerald Marine Reserve is the village's signature attraction, a protected marine reserve located within walking distance of the heart of Moss Beach. It is renowned for its expansive intertidal tidepools, where visitors can observe sea anemones, hermit crabs, sea stars, and other marine life at low tide, as well as its scenic coastal bluffs and short walking paths above the shoreline. The reserve's accessibility makes it a strong anchor for nature-oriented guests looking to step directly from their rental into a remarkable outdoor experience.

Just a few miles north, the Half Moon Bay downtown and waterfront area offers a fuller coastal-town experience. The historic Main Street is lined with locally owned restaurants, bakeries, galleries, and farm stands, while Pillar Point Harbor nearby provides fishing-trip charters, kayak and paddleboard rentals, and a working seafood scene. From Moss Beach, travelers can reach the harbor and downtown in roughly 10 to 15 minutes by car, allowing the village to function as a quieter home base with easy access to the area's more bustling coastal amenities.

Further south along Highway 1, Año Nuevo State Park is a major draw for visitors exploring the San Mateo coast. The park is famous as one of the largest mainland breeding colonies of northern elephant seals in the world, with guided walks during the winter breeding season drawing travelers from across the region. The drive from Moss Beach is approximately 30 to 40 minutes, depending on stops and traffic, and it pairs naturally with Moss Beach's nature-driven appeal.

Moss Beach appeals to short-term-rental investors and travelers alike because it offers a balance of small-village atmosphere, immediate access to tidepools and coastal trails, and proximity to some of the Bay Area's most beloved coastal destinations. Its position within an hour of downtown San Francisco also makes it attractive for guests seeking a quiet coastal escape without straying far from the city, supporting year-round demand from weekenders, eco-tourists, and international travelers exploring the Pacific Coast.

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