Cumberland, KY

  • Overview
  • Performance
  • Listings
  • Buy Box

Key Performance Metrics

Market snapshot

Performance indicators for the Cumberland short-term rental market based on reliable data.

Listings

601 / 1173

Reliable / Active

Cap Rate

33%

Middle-Earners Gross Yield

Revenue

$20,964

Middle-Earners Revenue

Occupancy

43%

Middle-Earners Occupancy

Home Value

$63,382

Median Home Sale Price

Top Earners

$45,115

Top-Earners Revenue

Cumberland

Market Revenue Seasonality

Top Listings

Highest revenue

The highest-performing listings in Cumberland.

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B

Generally Investor friendly

Cumberland Regulations

Allowed; compliance follows Kentucky Residential Code and standard tax registration, with no explicit caps, but local licensing/zoning details for Harlan are unclear, adding moderate permitting and operational uncertainty for investors.

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About Cumberland

Cumberland is a small Appalachian city of approximately 2,000 residents, set in the forested ridges of Harlan County in southeastern Kentucky. It sits within the Cumberland Plateau, a region defined by steep hollows, hardwood forests, and a long heritage of coal mining that still shapes local culture and conversation. The town functions as a low-key gateway to the outdoor landscapes of the Cumberland Mountains and lies about 90 miles north of Knoxville, Tennessee, the nearest sizable city. Travelers passing through find a quiet community with a strong sense of place, where the surrounding wilderness feels like the main attraction.

Just a short drive southeast of Cumberland, Kingdom Come State Park spreads across the high ridges of Harlan County and offers hiking trails, picnic areas, and sweeping overlooks of the surrounding mountains. The park takes its name from a John Fox Jr. novel set in the region and is one of the more accessible places in eastern Kentucky to experience the area's rugged scenery. Visitors can generally reach the park in roughly 20 to 30 minutes from Cumberland.

Farther afield, Cumberland Falls State Resort Park draws travelers from across the region for its 68-foot waterfall and the rare lunar "moonbow" that appears above the falls on clear nights. The park is roughly 60 to 70 miles west of Cumberland, generally a 90-minute to two-hour drive through the rolling forest of the Daniel Boone National Forest. It remains one of Kentucky's signature natural landmarks and pairs well with a longer stay in the area.

Closer to home, Black Mountain, the highest point in Kentucky at approximately 4,145 feet, rises within Harlan County and can be reached from Cumberland in about 30 to 45 minutes. The drive to its summit passes through former coal country and offers wide-open views of the surrounding Appalachian ridges. A small cluster of nearby communities, including Benham and Lynch, also preserves the coal-mining heritage of the region through historic company buildings and modest local museums, giving visitors a sense of the industry that built these mountain towns.

For short-term rental owners, Cumberland offers an appealing combination of remote Appalachian character, easy access to several of Kentucky's most distinctive natural attractions, and reasonable proximity to larger population centers in both Kentucky and Tennessee. Its small-town feel, dramatic mountain setting, and location near a state park, a state resort park, and the highest peak in the state make it a comfortable base for travelers seeking outdoor adventure without the crowds of the commonwealth's more developed destinations.

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